The prepaid cloud platform for water and electricity helps the power transfer entity collect electricity and water fees from tenants, including remote meter reading, cost statistics, loss sharing, shared consumption sharing, financial statements, etc., to assist the power transfer entity in solving the problem of electricity and water fee collection more efficiently. The prepaid cloud platform for water and electricity mainly consists of prepaid electricity meters, valve controlled water meters, intelligent gateways, and billing management software. The system mainly completes the parameter setting of cost control electricity/water meters, merchant electricity/water sales management, loss sharing, and energy consumption statistics, and is suitable for commercial plazas, student apartments, industrial parks, and office buildings.