Overview

Focusing on the station level transaction management of gas stations, expand online transaction methods supporting WeChat, Alipay and other Internet types, and enrich the payment channels of gas stations. Create more competitive payment products.

function

• Payment:After receiving the payment request, the payment platform calls the payment gateway and payment channel interface to complete the deduction.
• Refund:After receiving a refund request, the payment platform completes the refund by calling the internal service refund interface.
• Order inquiry:After receiving the payment request, the payment platform calls the payment platform interface through the payment gateway according to the gateway access specification of the payment channel to query the specified order status information.
• Payment channel management:Implement management of payment channel codes and signing units, with payment channel codes managed and issued uniformly by designated systems.
• Reconciliation:Process the reconciliation files received from third-party payment channels through the payment gateway according to the third-party payment access standards of the third-party payment platform to achieve reconciliation.

Usage scenarios

Authorized payment for machinery

Machine authorization payment refers to the independent implementation of payment, refund and other businesses through specific payment devices and customer media. This model is suitable for scenarios where offline physical gas stations have third-party machine equipment. Similar to the Beijing public transportation card payment model.

Online authorized payment

Online authorized payment refers to the independent implementation of payment, refund and other services through networked payment devices and customer media. This model is suitable for scenarios where third-party payment channel providers have headquarters level backend services. Similar to Industrial and Commercial Bank of China POS payment machines.

Online authorization based (without equipment) payment

Online authorized (non machine) channel providers refer to payment service providers that integrate with multiple financial channels through independent payment platforms. Similar to WeChat, Alipay and other payment scenarios that identify customers and transaction authorization through QR codes.

feature

• Establish a unified standard for payment communication protocols and access specifications;
• Establish a unified payment channel and support diversified payment channel access;
• Provide standard reconciliation services and provide technical support for business/financial personnel to quickly carry out daily settlement business;
• Enhance customers' good payment experience. Provide users with multiple payment options, reduce interaction and waiting time, and improve payment experience. Combining promotional methods to enhance customer stickiness;
• Improve the internal operational efficiency of the enterprise. Reducing the burden of manual settlement and reconciliation for frontline employees is beneficial for developing members through various payment methods.